Skip to content
Español
Call
Text
Profile photo of a State Farm Agent named: Chad Richards

Office Hours

Mon-Fri 9am-5pm

After hours by appointment

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

State Farm® Insurance Agent

Chad Richards

Richards Ins and Fin Svcs Inc

110 Flowers Crossroads Way
Ste 102
Clayton, NC 27527-9088

Located at the intersection of NC Hwy 42 & Buffalo Rd in the Harris Teeter shopping plaza.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri 9am-5pm

After hours by appointment

Address

110 Flowers Crossroads Way
Ste 102
Clayton, NC 27527-9088
Map & Directions

Languages:

English, Spanish
We opened our office on Six Forks Rd in Raleigh, NC in 2003. Our 2nd office location opened 2014 in Flowers Plantation in Clayton, NC. We proudly serve the Raleigh, Clayton, Smithfield, Zebulon, and Selma areas. I am a member of the Clayton Chamber of Commerce, my church's lector ministry, coach for NRWF Bulldogs, Wolfpack Wrestling Club, and the NCDB Rivercats 10U baseball team. I am a former Life insurance employee and a second generation agent. Our office is an Ambassador Travel Qualifier, Chairmans Circle Qualifier, SVP Club Qualifier, and National Convention Qualifier. We offer free quotes on Auto, Motorcycle, Home, and Life Insurance in NC and focus on Out of state transfers to the Wake County and Johnston County areas.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Office Info

Office Hours

Mon-Fri 9am-5pm

After hours by appointment

Address

110 Flowers Crossroads Way
Ste 102
Clayton, NC 27527-9088
Map & Directions

Languages:

English, Spanish

Share the road with farm vehicles

Rural road driving might feel safe & relaxing but they are shared with farm vehicles & have risks. Here are tips to help when driving in the country.

Portable moving containers: an easier and cheaper way to move

Portable moving containers have many advantages and you can decide what's easiest and cheapest for you.

Young kids and window safety

Opening windows to let air or a breeze in is nice but proper window safety precautions can help prevent a tragic accident or fall and injuries.

View More Articles
The mission of our office is to help people manage the risks of everyday life, recover from the unexpected, realize their dreams, and to be the first and preferred choice for all of your North Carolina Insurance needs. We focus on Auto Insurance, Home Insurance, Renters Insurance, and Life Insurance throughout North Carolina, including Raleigh, Cary, Wake Forest, Clayton, Garner, Smithfield, Selma, and Knightdale.
Cyndi Faison State Farm Agent Team Member

Cyndi Faison

Office Manager

Cyndi has brought over 30 years of experience in Property & Casualty, Small Business, Auto, Fire, Life, and Health. She helps keep things running smoothly. She is a native of Eastern NC. In her free time you can likely find her in Raleigh, NC doing a DIY project or looking for shells on the beach.
BB

Brian Blum

DW

Destiny White

Personal Account Representative

Destiny is an account representative who is eager to help customers navigate their insurance needs. Her position in the agency is dedicated in producing all lines of NC insurance including Auto, Home, Business, Life and Health. When away from the office, Destiny and her husband enjoy discovering local favorites, playing video games together, and planning their next travel destination.
Jon Hall State Farm Agent Team Member

Jon Hall

Personal Account Representative

Jon is originally from Wilson but now lives in Flowers Plantation in Clayton. When Jon isn't in the office, he enjoys hiking with his dogs, skateboarding with his son and woodworking in the shop.
Patty Gardner State Farm Agent Team Member

Patty Gardner

Personal Account Representative

Patty brings over 30 years of industry experience with her and a deep understanding of the needs of individuals seeking services. Patty is available to sit down with new and existing customers to discuss their current situation and help to plan for the future. Patty loves spending time with her family, coaching soccer, and volunteering for various charities through her church.
CW

Cameron Wood

Personal Account Representative

Ana Benavides State Farm Agent Team Member

Ana Benavides

Personal Account Representative

Ana brings positive upbeat energy to our office. She is experienced in Auto Insurance, Homeowners Insurance, Life Insurance, and Health Insurance. She moved from El Salvador to Raleigh, NC 23 years ago. She is married and has four children. Her hobbies include dancing, fishing, and playing soccer.
AV

Angela Viane

Customer Service Representative

A newcomer to the area, Angela enjoys hiking, biking, and checking out new restaurants.
KS

Kerry Smith

Customer Relations Representative

Kerry joined Chad's team after working in medical administration & customer service for 10 years. Prior to that, she spent 2 years teaching English in Guatemala. These days, she prefers to bake tasty goodies to share with co-workers, knit the occasional frocks, and to hang out with her cat, Wiley.
Lee Cowell State Farm Agent Team Member

Lee Cowell

Customer Service Representative

Customer Service Representative Lee joins our team with over 25 years of business, service, and insurance experience. He enthusiastically applies his experience to help our State Farm customers understand and navigate their insurance needs. Originally from Ohio, Lee and his wife settled in the Triangle area over 20 years ago and proudly call it home. Lee enjoys cooking, watching football, watching his grandkids play basketball, and taking trips to the beach.
JC

Jeffry Centeno

Personal Account Representative

Emily Greco State Farm Agent Team Member

Emily Greco

Customer Relations Representative

Emily is Texas A&M University Graduate (BS), Class of '22. She is a zealous team member with a passion for selfless service & creativity. Emily also has a medical detection service dog, Pixie Lou, who can be spotted by her side.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.